Some collectors would call you every day. It is distressing because the conversation is repetitive. He tells you that your account is delinquent and you tell him that you cannot pay (probably because you lost your job or you spent a lot on medical bills). Whatever it is, the debt collector continues to tell you that he will continue the collection efforts. You can request him to stop calling you and tell him that you will write a certified letter. The calls may continue until they have received the letter.
You can ask the debt collector to stop calling you on your next conversation but writing a letter to the debt collection agency is the surefire way to make the calls stop. In your letter, ask the collection agency to verify the debt and stop calling you unless they have already verified it. It will usually take long for them … Read the rest